Team Bank

The Team Bank is the team's pooled buying power: a majority of every member's dues and 90% of all card sales revenue flow into one shared fund, and that fund buys the team's Drops. It gives every member access to product none of us could afford alone — and it compounds on its own.

A MAJORITY OF EVERYMEMBER'S DUES TEAM BANKBALANCE FUNDS DROPPURCHASES 90% OFCARD SALESREVENUE A MAJORITY OF EVERYMEMBER'S DUES TEAM BANKBALANCE FUNDS DROPPURCHASES 90% OFCARD SALESREVENUE

The monthly ledger

  1. Bank (Opening)

    The balance snapshot at the start of the monthly cycle.

  2. Dues

    51–80% of member dues enters the Team Bank, based on Seniority Tier.

  3. Drops

    Drop spend leaves the Team Bank only when the team votes a Drop open; every draw is recorded through the admin ledger.

  4. Sales

    90% of card sales revenue and 51% of post-exclusivity net profits flow back in.

  5. Bank (Current)

    The current balance is the running result of the monthly cycle.

See the live ledger

The funding rules

That buying power compounds on its own: 60–80% of every member's dues, 90% of all card sales revenue, and 51% of the net profits from post-exclusivity sales are deposited straight into the Team Bank. Money only leaves the Team Bank when the team votes a Drop open: at the vote's close, that Drop's purchase cost is drawn from the Bank.

Polling

Founder Drops and ETC Drops — including every Elevation Day reward — draw nothing from the Team Bank. Every card pulled still goes exclusively to members through Name Your Value.

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